Have you ever thought about investing in real estate? Maybe you've considered it but it seemed too overwhelming or maybe you're not sure if financially you have the means to invest. Maybe you feel it might be too risky or too much to manage, or possibly you've thought about it and just never took that first step. If you asked around, most people would probably tell you that real estate investing wasn't for them. They may tell you that is only for the wealthy or maybe that they wouldn't have the time to manage it and others would say they just don't know enough about it and it seems risky.
In this video I talk with 2 young investors (my daughter and son-in-law) about the real estate investments that they have made. As they were considering their investments and what they wanted for the future, they made the wise decision to sit down together and talk about their finances and what their hopes and plans were for the future. Then they talked about ways they could achiev...
I'm so excited to be joining the Krista Hartmann home team as a buyers agent. One of the things that I love about being a realtor is that I get to help individuals and families find a home, sometimes their first home. The process of buying a home can be very exciting.
As you start to look at homes, it's exciting to imagine yourself living there and all of the memories you'll make in that home. It can also be overwhelming finding just the right home for you, one that fits in your budget and checks most of those boxes on your checklist. That's why working with a realtor is so important. I can help you not only find the homes that might fit your needs but also negotiate price and offers and help you find a property that will hopefully be a good investment as well. Currently the Realestate market is very tight. The inventory of available houses is still low, which means there are fewer to choose from and often times there will be multiple offers on these homes. That can be frustrating...
Selling homes each day often makes me take this idea of "home" for granted. I work with buyers or sellers, get their home under contract, go to closing and then on to the next client (of course, there are at least 100 other tasks on the list but I shortened it for you!!). This cycle happens 50 times a year (practically every week) and sometimes I don't even have time to spend as much time at my own home as I'd like but at the end of each day when I get my slippers on and curl up on the couch to unwind it is definitely my favorite place to be. So, in the physical sense that comfortable feeling is what home means to me.
I think my idea of "Home" has changed over the years.... I have lived in several states and for most of my life I would say that "home" is in Marysville, Ohio where my parents live (still!). In a broader sense I would still say my sense of home lies in the Buckeye State!
However, now that my husband and I have been married 26 years and as we are practic...
The St. Patrick Center's focus is on rapid rehousing. They have found then when an individual has a safe place to call home, they are generally more successful in other areas like job training and rehabilitation.
When the individuals they help move into their new housing, the St. Patrick center provides them with a welcome home kit. They need the following items for those kits:
Pots and pans
Full size sheets
They also have a stocked pantry and resource center. They need the following items for continued care and support of their clients:
Summer is the perfect time for backyard barbecues, family games, neighborhood parties and late nights on the patio. Many home owners spend most of their energy and resources on decorating their indoor spaces and forget about the outdoor spaces. With just a little effort and creativity, you can make your backyard a summer haven, a place where you and your family and friends will want to spend those long summer days together. Here are 8 helpful hints to make your Backyard a Summer Paradise.
Make the Backyard Private-- You may have the best neighbors in the world, but everyone needs a little privacy once and awhile. After a long day, you may just want to be alone and enjoy nature. There are many creative ways to ensure a little backyard privacy. One easy way to create a private, secluded backyard paradise is to install a fence. A fence can provide a level of safety for your backyard and at the same time make your backyard a bit more secluded. There are many fence options...
Congratulations! You're feeling like things are coming together. You've found a job and a community that you want to call home. You feel like now's the time to find a place to call your own, a place to put some roots down.
Or maybe, Congratulations, your kids are grown and have places of their own and you're nearing retirement. Your home is bigger than you need and you can't wait to give up some of those home maintenance jobs so you have more time to do the things you love.
Or maybe, Congratulations, you're somewhere between those two stages of life. People often assume that condos are strictly for first time buyers or homeowners that are downsizing. The truth is that condo living can be the right choice for many buyers depending on the community they want to live in, the amenities they desire and what they can afford.
If you're thinking of buying a home and are trying to decide on either a condo or a traditional home, chances are you have asked others their opinion....
Have you been wondering if it's time to sell your home? Has your growing family outgrown your home? Or maybe your current home is much larger than you need at this stage of your life? Fewer and fewer families expect to stay in their first or second home for the long haul. Here are some things to consider as you decide if now is indeed the right time to make your move.
The Size of Your Household has Changed -- If your family is about to become bigger with the arrival of a new baby or maybe aging parents are moving in. Or, it is decreasing in size because your youngest child has just left for college. It might be time to consider an adjustment to the size of your living space. If your living space has become too cramped or grown beyond your needs, it may be time to make a move.
Increased Home Equity -- Your home equity is the amount you have left when you subtract the amount you have left on your loan from the value of your home. This is the amount of money you...
If Homeownership was the American Dream for my parents generation, then student loan debt is the American Nightmare for mine. Nationwide student loan debt has swelled to $1.3 trillion surpassing both credit card and auto debt. In Missouri 61% of graduates had an average of $27,480 in student debt.
As a personal finance teacher, I try to help my students steer clear of the financial challenges that delayed financial freedom and homeownership for me in my twenties. In this post, I’ll unpack some tips to help families navigate college with minimum to no debt.
1. Start Saving Early
If you’re reading this article and your kids are still in diapers, start saving now! The earlier you start saving (investing), the more time you have to take advantage of the wonders of compound interest.
College savings plans like Missouri MOST are a great place to start, and they offer benefits you can take advantage of now including deferred income tax on earnings, tax-free withdrawals, and state income ta...
When selling your home, first impressions are very important. Many home buyers will drive by a property they looked at online to take a look. What will they see? The only thing they can see without scheduling a viewing is the exterior of the home - including the entryway, driveway, sidewalk and yard. Potential buyers will either like what they see on the outside and come back to take a closer look or they will look at the exterior and just keep driving, probably on to the next property. If you are selling your home you'll want to pay close attention to "curb appeal" so that potential buyers will be intrigued and want to take a look inside.
Curb appeal isn't just for home sellers. The entry to your home can set a welcoming and inviting mood for guests that are visiting your home. And when you and your neighbors all work on the curb appeal of your homes, it can make your neighborhood a very desirable location for buyers, potentially increasing your home valu...